$4000! That’s how much I paid for my 3 month supply of 10mg Zepbound this last time. You may be asking why so let me tell you. At the end of May I was laid off from work so my health insurance ended and I switched to my wife’s plan which does NOT cover Zepbound!…
Using AI For Alternative Municipal Bond Default Probabilities
Disclaimer: This is an experimental activity I’m doing with AI for my own purposes, nothing in this post should be used by anyone for anything other than entertainment and informational purposes particularly around potential capabilities of AI. DO NOT USE THESE PROBABILITIES FOR ANY INVESTMENT PURPOSES. I’ve written about how I do my own bond…
How To Prepare For A War Economy?
We’re in a whole new environment now after the recent actions taken by the U.S. against Iran. I won’t get into the politics of that decision and situation since this is a personal finance blog so the prudent thing to talk about here is how to prepare for a war economy. With the help of…
Endless Free Time: Blessing or Curse?
The first couple of week after getting laid off, I had plenty of things to do. De-cluttering has been my top priority, my second was getting all my cash flow sorted out including far too much time signing up for meager unemployment benefits. As time goes on I am finding I have more free time…
Got My Severance Payment
I got my severance package payment today. It actually came a bit faster than I was expecting but I’m not going to complain. It came at the perfect time, I’m getting ready to head out for the summer on holiday. This reminds me that I may not be posting frequently given I will be visiting…
Happy Juneteenth!
Happy Juneteenth to everyone!
Nostalgia Is The Gravity That Keeps Us Cluttered
My de-cluttering project has slowed. There are too many books, photo frames, and other objects that have “sentimental” value to my wife that it’s make the process slow. We talked about moving things to storage but I can already see that this stuff will sit there in storage for years before it ever gets touched…
My Genius Tax Plan Has Snared Me
Do you remember the old Wild E Coyote vs Road Runner cartoons? The series of cartoons featured a coyote intent on capturing the road runner with endlessly elaborate traps, tricks and tactics and sadly, he was never successful, the road runner always got the best of the coyote. I feel like that coyote. A few…
How Tech Revolutions Change Behaviors
I wrote about canceling subscriptions in my post “How To Prepare For A Recession” back in 2024 and this year, as I expected, got laid off. I re-examined my subscriptions to make sure I’m not wasting any money. I recently canceled my Apple TV+ subscription since the shows I liked I already watched and the…
AI, Robots, and The Job Market
I’ve taken a look at the job market and there seems to be plenty of opportunities out there for my skill set and I’ve applied to a few interesting positions but I’ve already booked my trip to South America for the summer so I will need to pace myself on interviews and job applications. I’m…