I’ll be on the road this week so there won’t be any posts but if you’re hungry for something try these links. Of Dollars & Data asks, “When Did This Bull Market Start“ ESI Money has a post on The Basics of FIRE Financial Samuri ponders, “What A Trump Presidency Means For Your Finances“ Juggling…
Using Swiss Currency To Hedge Your Investment Portfolio
There are many ways to hedge an investment portfolio especially if you have a majority of your investments in the U.S. market and indexes such as the S&P 500. One of my occasional tools is to hedge my portfolio through purchases of FXF or it’s related options. SPY vs FXF Divergences I asked AI to…
Managing Equity Risk In A Stock Portfolio
Another heated topic on social media is how to manage risk in a stock portfolio. It seems far too many people have a binary mindset when it comes to investing. They are either fully invested in stocks or they are fully out sitting on cash. There are alternatives to those binary modes. Below is a…
Financial Instruments & Your Investment Portfolio
I was reading various discussions around investments portfolios and the big missing piece in all of those discussion was a complete understanding of financial instruments available to help diversify and risk mitigate an investment portfolio. I decided to use AI to test my knowledge and I did pretty well but it gave me the idea…
Stock Market Frenzy
It’s the dot com bubble all over again! I’ve spent a few days researching topics and opinions on Reddit and other social media and there is quite a bit of stock market exuberance. The S&P seems to be breaking all new highs on a daily basis, bitcoin broke $80000 this week and keeps climbing and…
XPAY, IRMAA, Medicare Premiums & AI
Does the title of this post have you confused? Well bear with me as I explain…. XPAY XPAY is a new ETF that does nothing more than give you your money back. If you invest $10,000 in XPAY, at the end of five years you’ll have gotten all your money back because it will give…
A Solemn Veterans & Remembrance Day
Take a moment to remember those who sacrificed everything for you today.
AI: Three Bucket Portfolio Allocations
I’ve been playing with AI again and this time I asked it about various financial retirement scenarios but this one feels worthy of sharing. Background: I asked ChatGPT to allocate the following buckets of money from various retirement accounts from whatever ETFs it thought was best. The table below represents how ChatGPT allocated the funds…
My Secret To Cheap Restaurant Eats
Fellow blogger Lazy Man And Money had a recent post asking Are Fast Food Restaurants Dead? posing the question because of the increased pricing of meals at fast food joints. The post reminded me of a similar post I had percolating in the back of my mind how I have great restaurant meals at low…
Order of Spend Operations: Taxable; Tax Free; Tax Deferred
Do you remember first learning the order of operations for a math problem such as 3 x (5 + 4) – 12 / 4 = ? The acceptable way to solve that problem is to add the parenthesis first then multiply by 3 so you get 27 then divide 12 by 4 to get 3…