This past weekend I went to Home Depot and bought some seeds and soil for a home garden. Over the years I have gardened on & off largely growing small veggies but mostly herbs for my kitchen. Unless you’re a farmer, the math for home grown veggies almost NEVER works in favor of the home…
Sneak Peak: Beautiful Quarterly Return Dashboards
AI and I are starting to build some really great things. The latest thing I am working on are dashboards for my investment portfolio. I have multiple accounts at multiple brokerage accounts. There are many reasons but part of it is account diversification and keeping within limits of FDIC and SIPC limits. After a reader…
Hundreds of Billions Spent For You, Are You Using It?
The big technology companies have spent hundreds of billions of dollars on computers, chips, data centers, and all the associated tech “charcuterie” for you and me, are you using it? We are in the nascent golden age of AI right now and if you’re not out there getting a piece of it for yourself then…
AI: KRE/XLF Put Options For A Correction
As AI has proven to be far more useful and knowledgeable than me on trading, I am now taking higher and higher risks with AI. My latest thought was to hedge against banking crashes so I asked AI to give me the best options on KRE (S&P Regional Banking ETF). I gave AI options data…
New Credit Card: Chase Sapphire Reserve – Maxing Points
This year I dumped my airline branded credit card. After waiting hours at TSA on a recent flight I decided I will be minimizing my flights and traveling by car, train or smaller airports to avoid TSA nightmare lines. Since most smaller airports don’t have lounges or other amenities, the card made little sense. Additionally,…
New Ex-Dividend Calendar App
I haven’t been able to build apps lately since I’ve been extremely busy at work however necessity is the mother of invention and I had an annoying problem that I needed to fix so I sat down this past weekend and developed a new app to manage ex-dividend calendar. The ex-dividend date is the date…
I Owe Uncle Sam $10k For 2025
I am relieved that I only owe Uncle Sam $10k for 2025. I had a well thought out strategy to minimize my taxes that all went berserk when I got laid off but things turned out fine. Ironically, I got about $10k in unemployment benefits which I kept in interest bearing accounts knowing that most…
Hiding Out in Gold
The apps I use to find great options trades is having a harder and harder time of finding something to invest in so I made the decision to hide out in gold. It’s just one small position because I’m already invested in silver, and gold miners with hedged collar strategies. I bought 100 shares of…
What Are Key Financial Preparations For A Fiscal Crisis?
Yesterday, I wrote about Key Financial Warning Alarms and today I’m going to tell you some of the things I’ve been doing. Liquidity Protection What Should You Do? I have no idea, you and I don’t have the financial intimacy needed to give you any kind of advice but I do know that you should…
What Are Key Financial Warning Alarms To Monitor?
I’ve spent the week prepping for a Financial Apocalypse that may or may not come but I’d rather be prepared than not. There’s a saying, “I’d rather have it and not need it than need it and not have it!” As a follow up to Is Your Personal Finance Ready For War, I decided to…