I wrote about getting a new Amex card a while ago in this post which I got to shore up some points for a for my future travel plans. I’ve been using the card exclusively and met the spending goals easily but I am now rotating my cards for cash back. I have a system I use that I may write a post about in some future time frame but for now, onto Amex features.
Special Cash Back Promos
The feature I like the most, so far, are the special cash back promos I get on my app. The promos are usually something like, “spend $75 at Walmart, get $15 back” or “spend $35 at gas station, get $5 back.”
I know what you’re thinking, “it’s inducing you to spend money so it’s not that great of a deal.”
To some extent you are correct except that I don’t go out of my way to shop for crap that I don’t need at stores I don’t like. I took advantage of both of those offers and another one for Amazon. I switched my grocery shopping from my normal store to Walmart that week and got $15 off. I also took my wife’s and daughter’s cars to get refueled at the gas station but it’s the same gas station the family uses so it’s a freebie.
So far, the cash back is starting to pay for the card itself.
Dining Credits
Another feature I love is the dining credit. Once a month I get a rebate on eating out. It’s not much at $25/month but we eat out at least once a month anyway so it’s another great benefit.
Between the dining credit and cash back promos, I’ve been happy with the card so far. Of course, it has many other benefits and perks that only add more value to me.
Rotating to Cash
My favorite card is the Citibank 2% Cash Back Card and I’m starting to rotate all my purchases through them for the foreseeable future. I’ll use the Amex card for special promos and occasional dining but everything else is now going on the cash back card. I’ve racked up plenty of points on my other cards and now it’s time to just rake in the cash.
Share The Wealth
Do you have an amazing credit card with perks and features you like? Let me know in the comments below.