I’m giddy with excitement. I got an email from Fidelity on some new municipal bonds offering a whopping tax equivalent yield of 7.254 percent. The real yield is 4.57 percent but keep in mind that the interest is free from state and federal income taxes so the adjusted yield is equivalent to about 7.25 percent….
Author: Rich Slick
How Much Money Is Needed To Retire?
One of the most annoying questions I see on websites like Finance.Yahoo.com ask something like, “I have $5 million dollars, can I retire now?” It’s an annoying question because the answer is always going to be the same: it depends. If you have a $100,000/month shopping habit, then $5 million may not be enough to…
Happy Makar Sankranti
For my Hindu readers, happy Makar Sankranti!
Adding Climate Risk Lens To Investment Portfolio
Last year I wrote a post on how I evaluate municipal bonds that I own in my portfolio. I also wrote a post about what bonds to avoid. I like to think that I’ve been very thorough in my bond selection process but one key thing I left out was climate risk and that’s going…
I’ve Been Busy Hoarding Electronics
If you’re wondering why I haven’t had a post in a few days it’s because I’ve been busy researching and shopping and hoarding. I’m also busy at work with the start of the new year but it’s the shopping that’s eating my free time. New Administration Unless you’ve been living under a rock, you know…
Financial Gratitude: The Kindness of Strangers
I started a series on financial regrets highlighting mistakes and/or financial regrets I made over the years but as part of the new year, I have been doing some retrospective look at the positive things in my financial life and I had some memorable moments worth sharing. Washington D.C. I started my first real corporate…
Personal Finance Lessons From Older Americans
I attribute my personal finance success to essentially other people. Over the years I learned so much from people who had higher net worth, education and success than I had but I equally learned as much from people on the other end of the spectrum. I came across this video that shows some personal finance…
Zepbound: My Health Journey – December Edition
I am at a plateau. I have lost about 25 lbs and that seems to be a hard limit for me right now based on my 5 mg subscription. I had intended on bumping up my dosage to 7.5 mg at my next subscription refill but I opted for another 90 days at 5 mg…
Over Tourism Is A Serious Problem
My family and I just got back from visiting our son in Europe. I spent most of December there because I wanted to go on a road trip with my son. We visited The Netherlands, Belgium, Germany, Luxembourg, and when the rest of the family came, we went to Paris, France. Nearly all the places…
Happy New Year’s 2025!
I hope you’ve had a great 2024 and may you have a fabulous 2025!