With the stock market showing signs of fatigue and fracturing, I had an interesting conversation with AI on how best to risk mitigate an investment portfolio during a tariff and trade war. There are specific recommendations below but don’t take what AI wrote as gospel and do your own due diligence. I asked for recommendations…
Category: AI
Artificial Intelligence related
Tariff Warnings: Laptop Prices Going Up 10% In March
It looks like my strategy hoarding electronics was prudent and timely. According to TomsHardware, the price of laptops are expected to rise 10% in March due to the new administration’s tariff scheme. Acer Laptop prices in the U.S. are set to rise by 10% from March 2025, commented CEO Jason Chen in an interview with The…
I Never Thought AI Would Take Over My Life
I’ve decided to compile a list of AI things that are taking over my life and my bank account. I’m also hugely disappointed in Apple, Google, and Microsoft for falling so far behind despite their AI “offerings.” Image Creation Over the years I’ve sourced images for a variety of activities, including this blog, from many…
Dumping Udio for Suno Because It Made Me Cry
Last April, I wrote this post about using Udio to make my own music for my own use largely because I got fed up with copyright nonsense, greed and selfishness. I’ve been looking for some better options and quite frankly I find some amazing new AI tools almost every day but none that has made…
Over Tourism Is A Serious Problem
My family and I just got back from visiting our son in Europe. I spent most of December there because I wanted to go on a road trip with my son. We visited The Netherlands, Belgium, Germany, Luxembourg, and when the rest of the family came, we went to Paris, France. Nearly all the places…
Vacation Planning With AI
Once again, I am blown away by AI. My wife and I are planning on a trip to southeast Asia early next year and I would normally spend hours researching places, thing to do, restaurants on Tripadvisor then trying to pick a hotel around the activities I want to do but AI did this all…
Using Swiss Currency To Hedge Your Investment Portfolio
There are many ways to hedge an investment portfolio especially if you have a majority of your investments in the U.S. market and indexes such as the S&P 500. One of my occasional tools is to hedge my portfolio through purchases of FXF or it’s related options. SPY vs FXF Divergences I asked AI to…
XPAY, IRMAA, Medicare Premiums & AI
Does the title of this post have you confused? Well bear with me as I explain…. XPAY XPAY is a new ETF that does nothing more than give you your money back. If you invest $10,000 in XPAY, at the end of five years you’ll have gotten all your money back because it will give…
AI: Three Bucket Portfolio Allocations
I’ve been playing with AI again and this time I asked it about various financial retirement scenarios but this one feels worthy of sharing. Background: I asked ChatGPT to allocate the following buckets of money from various retirement accounts from whatever ETFs it thought was best. The table below represents how ChatGPT allocated the funds…
New ToolBox Page
It can be overwhelming trying to deal with everything in personal finance. The list below is something AI generated for me when I asked for a cradle to grave list of things related to personal finance. I don’t have a list of tools for all of those things but I do have one for the…