I’ve been using AI as a financial advisor and I have some stories to tell but I need to pace myself so let’s start with some a walk down ETF street. I asked AI to help me review a list of ETFs and told it that I wanted to put these ETFs into one of…
Category: Money Management
Disney Plus Price Inflation 13.33 Percent!
On the heels of health insurance price inflation of 7 percent I wrote about here, I got a notice from Disney+ that their annual subscription price was going up from $139.99/year to $159.99/year. I opted to say goodbye. I wrote about streamlining (pun intended) my streaming services here in preparation for an economic recession and…
Financial Planning Software Overview
After several disappointing discussions with “financial advisors” I decided to take matter into my own hands and start researching the software these firms use and look for my own Do-It-Yourself apps. Here is a list of what I’ve come up with so far after visiting dozens of websites and watching dozens of YouTube videos. Professional…
ETF: SCHD and 3 for 1 Split
One of my favorite ETFs that sits in my tax deferred bucket is SCHD and on Friday 10/11/2024 it will undergo a 3 for 1 split. In essence, after Friday I will have triple the number of shares although the share value will drop down to 1/3. I actually have been planning on buying more…
SPY All Time Highs – I’m Buying More Puts
Every time SPY spikes to all time highs, I tend to buy PUTS on SPY as a hedge. It’s no different this week and you can read about my past SPY Put buying in August here and and September here. So what did I buy? I bought $570 Puts for June 2025. A few of…
Bank of America Glitch & Those Eggs!
Well it’s happened again! The big news right now is many Bank of America customers across the country have had their bank accounts zeroed out. I have a family member that confirmed a balance of zero even though there should be thousands of dollars in the account. Here is a quote from USA Today on…
Amex Has Some Cool Features
I wrote about getting a new Amex card a while ago in this post which I got to shore up some points for a for my future travel plans. I’ve been using the card exclusively and met the spending goals easily but I am now rotating my cards for cash back. I have a system…
The Fed Cuts 50 Basis Points – My Bonds Are Up
The Fed announced a 50 basis point cut yesterday in the central bank interest rate which means the good days of high yield savings and bond rates may be coming to an end but it’s not all bad news. Bonds As bond yields go down, bond prices go up which means that most of my…
Do You Use Inflation Reports To Your Advantage?
The BLS released their latest inflation reports this week for CPI and PPI and I have been looking over the data. Yahoo Finance has a nice chart here that shows where the most deflation has occurred over the past month. Two things have caught my attention. FOOD According to the Consumer Price Inflation report food…
Incredible Streaming Services Inflation
As part of a potential recession coming up, I wrote this post about a year ago where I talked about rationalizing streaming services. I still think a recession is likely into 2025 but I was able to get some good deals on streaming services. In one instance, I got Hulu (with ads) for $0.99/month for…