While I don’t watch or listen to Dave Ramsey, I do occasional run across an article with an outrageous title such as this one, “Dave Ramsey delivers wake up call to Iowa couple making nearly $200k but struggling to make ends meet“ Essentially, this couple has $785,000 in debt even though they earn $200,000 per…
Category: Expense Management
$1600 To Watch NFL Football?
The Dailymail has an article out claiming it will cost NFL fans $1600 to watch all the NFL games next season. Ouch. The good news is that I don’t watch football other than the Super Bowl. I don’t have 3+ hours to waste watching football per game and it’s time I’d rather spend on investment…
Consumer Price Index for April 2024
The Bureau of Labor Statistics released the Consumer Price Index for April and I was eager to check it to confirm my suspicions about the high cost of meat and electricity. I downloaded the relevant charts and am posting them below. If you want to play around and create your own charts you will find…
The Cost of Celebrating Mother’s Day
I haven’t been posting lately and that’s because of a very expensive Mother’s Day. It all started when I was voluntold that we would be hosting Mother’s Day for my mother-in-law and my mom. This meant we would be having at least 20 people over and maybe more depending on which extended family decided to…
Skip The Latte? No! Buy Starbucks Stock
I recently wrote, “Endless PF Debates, Wrong Context” where I discuss some of the endless debates in the investment community about how to invest. I also wrote that I would write about other debates in a future date so that day is today. Spend Less Than You Earn vs Earn More Than You Spend Another…
Inflation At Home 2024
Inflation is like a boa constrictor that slowly squeezes every nickel and dime out of you but lately it feels like a Titanoboa and we must battle it everyday. I got a bit of a shock early this year with the cost of utilities. Both electricity and water went up far beyond what I was…
What To Do About High Insurance Inflation?
The big news today was the release of the Consumer Price Index for February 2024. You can read the full report here and look at some charts here. But you will have to dig a little bit to get the eye popping data of motor vehicle insurance here. I copied the data and asked AI…
How I Charged $95,000 On Two Credit Cards In 2023
With the end of the calendar year comes lots of goodies and one of my favorite things to do is to see how much and where I spent my money. Today, I am going to cover how I spent $95,000 on two of my favorite travel cards and it ties into this post entitled, “How…
Why I Pay For Ad-Free Streaming Services
I’ve been trying to decide which streaming services I want to keep since most continue to raise prices and with the recent writers and actors strike, have few shows that I actually want to watch so I’ve decided to cut down, for now, on some of these services. At the moment, I have Netflix, Disney+,…
How I Got Rid of Apple’s iCloud Tax
My favorite Apple product is my iPhone. I specifically buy the iPhone for the camera capabilities so I take thousands of photos and hundreds of video clips each year. And each year, I have found myself with ever growing needs for storage from Apple iCloud to store my videos and photos so I did the…