As a young man I had heard about Warren Buffets two rules of money but it literally took decades to fully understand why the rules were the most important financial lesson. The advice is even more prudent right now that the stock market, the housing market, and potentially the global investment community could be on…
Category: Money Management
Why No Outcry Over 20%+ Credit Card Interest Rates
Did you know there was 4 trillion dollars of money made available to banks as part of the “relief” package? Did you know interest rates for banks are at 0% right now? So if banks have trillions and the federal reserve loan rate is zero percent why the frog are banks still charging 20% to…
Uber Over Buying A New Car
Our family purchased two new Toyota vehicles over 10 years ago. Â A few months ago, one of those vehicles became (in my view) to expensive to continue to maintain. Â One of the mechanics did a major screw up causing several thousand dollars worth of damage to the car. Â We ended up selling the…
The 2015 Guide To TV Cable Cord Cutting
It has now been a little over three years since I cut the TV cable cord and I figured I’d give everyone an update on how things have changed and progressed over that time. First and foremost the most exciting thing to happen is the final realization from companies like HBO and Showtime that there…
Great TV Shows on HuluPlus
As some of you know, a couple of years ago I gave my kids an ultimatum.  If you want iphones you must give up cable TV.  Every year since I gave them this ultimatum I offer them the chance to give up their phones and get cable back but every year they refuse.   Watching TV…
How Many TV Shows Can You Record At Once…but Who Cares?
Cable TV is undergoing some strange turns lately but it is a good indication that cable TV has become relatively worthless.  I keep seeing commercials from Comcast and AT&T which highlight the benefits of their service. For Comcast, it seems to be how many shows you can record at once which seems to now be…
Why I’ll Never Be A Sprint Customer Again: CDMA
For the last two years I was a Sprint customer with four iPhone 4S devices in our family. Â Unfortunately, those phones did not work to well when we visited France, Spain, Italy or the half dozen other places I flew around the world over the year. Â While voice service worked sporadically, data was absolutely…
Got My Paycheck Stub – Paid $45,000 in Income Taxes So Far
I got my paycheck stub today and while I have one more pay period before the end of the year, I couldn’t help but notice that when I add up Federal Income Tax, Social Security, and Medicare taxes, it tallies up to a whopping $45,000. This is just the tax on my paycheck, there are…
Officially Back On Cable – Sort Of
So the Comcast guy came by and installed my new 25mb line with HBO and HBO Go included for a low low price of $39.99.  So far I’m happy with the service and speed and I’ve checked out a couple of movies on HBO GO through my Apple TV and it worked flawlessly. The only…
Paid Off My Student Loans With ZERO Balance Transfer Offer
If you’re too stupid to get rid of student loan debt as quickly as you get it in, then you deserve to rot in student loan hell.  I’ve outlined my awesome student loan debt laundering scheme here and since Chase kept sending me ridiculous balance transfer offers for zero percent, I decided I would student-debt-launder…