Something is going to break and I think it’s going to happen in 2025. I’m not sure when or what will trigger it but I can’t help but notice that inflation is still out of control. And by “break” I mean a large disruption to the normal flow of goods and services as things reset…
Category: Personal Management
Cooking Turkey In A Sous Vide
This year is probably the cheapest Thanksgiving dinner I’ve ever done largely because there were only three of us having dinner. Through a series of unexpected events (recent travel, miscommunication, aging, and exhaustion), everyone in my family decided to go it alone.. Travel We had just come back from a trip in Mexico and had…
Order of Spend Operations: Taxable; Tax Free; Tax Deferred
Do you remember first learning the order of operations for a math problem such as 3 x (5 + 4) – 12 / 4 = ? The acceptable way to solve that problem is to add the parenthesis first then multiply by 3 so you get 27 then divide 12 by 4 to get 3…
Zepbound: My Health Journey – October Edition
I have now been on Zepbound for 9 months and I’ve lost 26.4 lbs so it’s like giving birth to one heavy baby! I wanted to wait till a full year before I published this chart but I am publishing it now for a few reasons. First the chart: I started this journey at 305…
Why I Dumped My HSA (Health Savings Account)
For many years I participated in my employer’s health savings account but as I grew older I realized I would be relying on health care more and more. For starters, when you hit a certain age you suddenly need to start doing things like preventive checkups such as colonoscopies, electrocardiograms, and prostate tests. All of…
Disney Plus Price Inflation 13.33 Percent!
On the heels of health insurance price inflation of 7 percent I wrote about here, I got a notice from Disney+ that their annual subscription price was going up from $139.99/year to $159.99/year. I opted to say goodbye. I wrote about streamlining (pun intended) my streaming services here in preparation for an economic recession and…
Amex Has Some Cool Features
I wrote about getting a new Amex card a while ago in this post which I got to shore up some points for a for my future travel plans. I’ve been using the card exclusively and met the spending goals easily but I am now rotating my cards for cash back. I have a system…
Zepbound: My Health Journey – September Edition
This is going to be another short post. I seem to have plateaued. My doc wanted to boost me from 5mg to 7.5mg Zepbound dose but I wanted to stay on 5mg for another 3 month cycle. I now have two months of 5mg left in the fridge so I will burn through that then…
The Fed Cuts 50 Basis Points – My Bonds Are Up
The Fed announced a 50 basis point cut yesterday in the central bank interest rate which means the good days of high yield savings and bond rates may be coming to an end but it’s not all bad news. Bonds As bond yields go down, bond prices go up which means that most of my…
Return To Office Mandates = New Layoff Tool
The big news this week is Amazon mandating employees return to office 5 days a week starting in January 2025. Corporate employees will be expected to be in the office five days a week “outside of extenuating circumstances” or unless they have been granted an exception by their organization’s S-team leader, Jassy said, referring to…