I have at least a dozen calendars that I manage and half of those are for managing money. I’m going to focus on the money calendars for this post so let’s get started. Bond Calendar The first money calendar is my bond calendar. There are several components to this calendar. First there is the US…
Category: Personal Management
Games (& Investing) For Ages 20 & Up
Do you have young kids? If so, you’re probably aware that kids love to play games. My kids favorite when they were young was Monopoly (Ages 8 and up), Settlers of Katan (10 and up) and lately, Secret Hitler (17 and up). Games & Age Groups My kids didn’t start playing Monopoly right off the…
Why Are You People Buying Bank CDs?
I really don’t get why people buy bank certificate of deposits where there are many different options out there. The Wall Street Journal had an article entitled, “How High-Yield CDs Turn Into 0.05% When You’re Not Looking” and it boils my blood to see how people get cheated but cheating the customer isn’t something new…
The Whopping Costs of Vacationing In Europe!
I just got back from spending Easter in Europe and I am shocked at how much inflation has grown there and the whopping costs of living there. Airfare I was lucky enough to find “cheap” airfare to Europe for $760 but it was only because I have an alert on flash sales setup on my…
The Three Personal Finance People You Need In Life
Did you know you need at least three personal finance people in your life? If not, then perhaps that’s why you might be struggling financially. Let me walk you through my personal finance people. Personal Finance Mentor A personal finance mentor provides financial guidance, advice, feedback on skills, and coaching. This type of mentor can…
Zepbound: My Health Journey – Early March Edition
It’s been a fiasco! If you hadn’t heard, there was some type of cyber security attack on Change Health that disrupted insurance payments and processing of pretty much anything health care related. The cyber incident happened right as I was expected to get my second shipment of Zepbound. I had been waiting for two weeks…
Father To Son Financial Lessons, Often Ignored
When I became a teenager and received my first driver’s license my father gave me a few pieces of advice about safety and driving, etc. Of course, as a teenager that “knew” everything I rolled my eyes. One additional piece of advice my father gave, which also caused me to roll my eyes, was to…
Retirement Planning: Step 5 – Putting It All Together
Let’s review my five retirement planning steps in case you missed any…click on the Steps to go to the appropriate Step. Step 1 – Total all retirement accounts. Step 2 – Estimate how much social security might provide. Step 3 – Estimate what the IRS standard deduction might be during my retirement years. Step 4 – Estimate…
Economic Prosperity By State
In a recent post, I suggested that if anyone is not happy with their current personal finance situation they should consider moving to a new city, state or country. I decided to dig a little deeper into this topic and came up with some interesting facts. GPD by State The first thing I did was…
Are Annuities Good or Bad? It Depends!
A friend of mine recently asked me if I thought annuities were a good investment idea. For context, her key concern was market volatility which is why she was looking at annuities. I’m not a big fan of annuities but I decided to ask an artificial intelligence to tell me what the pros and cons…