Here’s another quick and amazing way to analyze data with AI. I visited this website and found the chart below. I wanted to know quickly which asset class had the best returns during the time period. Normally I would type the data into excel and start running averages but I decided to let AI do…
Category: ToolBox
Evaluating Municipal Bonds
I’ve been writing about municipal bonds lately largely because I love the tax free interest these bonds generate and it helps with taxes so I’m writing about munis yet again. This time I am going to write about my decision making process for which bonds to buy. Lately, I am getting a flood of municipal…
My Favorite Stock Options Tool
One of the ways I squeeze extra income out of my stock holdings is to sell covered calls on my stocks. The challenge is always trying to locate and calculate the call premiums and returns on selling calls out into the future. If you don’t know what I’m talking about, visit this link on my…
Municipal Bonds Tools & Tactics
Follow up on my earlier post to buy $30,000 in municipal bonds, I continue to load up on these bonds with ~6% tax free equivalent yield to lock in higher rates for tax free income in case the Fed decides to cut rates. I want to share some thoughts on my strategy with picking these…
An Unexpected Financial Tool
My family and I have been planning our summer vacation that involves visiting three countries in Europe with family members that live in different places. Initially we were having trouble coordinating all the activities day by day until I came across this video. My family and I started using Monday.com to plan our travel and…
Review: The Retirement Nerds Tax Planning Template
I’ve become a big fan of The Retirement Nerds. These guys run a YouTube channel, website, and sell tax planning spreadsheet and training here. I stumbled upon these guys when researching a Roth IRA conversion and was looking for a spreadsheet that could help do all the calculations for me to figure out a way…
How I Pick Stocks To Invest (Tax Deferred)
I think the stock market, in general, is very over-valued but that doesn’t mean there isn’t value in the market. I have a methodology I use to find the best stocks for me to invest in but before we get to that let’s cover a few topics. Free Cash Flow The best valuation method for…
My Favorite Market Valuation Tool
Warren Buffett sold 100 million shares of Apple stock recently and while taxation was supposedly the main driver of the decision, it wouldn’t surprise me one bit if the entire stock market corrected 20 to 40 percent over the next 12 to 18 month. You Gotta Know When To Hold’em I consider myself primarily a…
My Favorite ETF Comparison Tool
I invest in ETFs for my investment portfolio. Some of my current ETF holdings are CPSM, SPGP, TLT, SCHD, SCHY and I use a tool by ETF Research Center to check my holdings. SPGP vs SCHD As an example, below is a screen shot checking the overlap between SPGP vs SCHD. As of the time…
Personal Finance and Data Security
I’ve been an AT&T customer for a while now and a few days ago I received a notice that my personal data was compromised. There is a news story here about it but this is why companies shouldn’t collect data that they don’t need but that’s a story for another day. As a precaution AT&T…