In September 2023, I wrote a post entitled, “How To Prepare For A Recession” and I’m glad I did and took actions I recommended. This week, the company I work for laid off hundreds of people and we’re not sure if the carnage is done yet. I can tell you many people were shocked and…
Zepbound: My Health Journey – February Year 2
I am a little late getting this post out because I went to visit my doc to talk about the weight loss situation. He has been monitoring my weight and he agreed that I have reached a plateau at 25 lbs lost. He suggested we bump up to the next level which I thought would…
Happy Carnival South America!
To everyone in South America that celebrates Carnival, happy festivities!
How To Prepare For A Global Depression
On the heels of my risk management theme post a few days ago, I have been researching with AI how to prepare for a global depression. I always like to hope for the best but plan for the worst so here’s what AI suggests for preparation for a global depression. How to Prepare for and…
Risk Management Is The Theme for 2025
I haven’t had time to write too many posts because I am fighting fires set by this new crazy administration. Last year, I wrote a post entitled, “Diversification is 2024 theme: Banking, Health, Tech, Everything” and that was based on all the cyber security and related incidents throughout the year. This year, it seems every…
Portfolio Risk Management & Collar Strategy
I have been concerned about the economy for a while now but the growing volatility I’ve seen in the market the past few months coupled with the new administration policies lead me to believe that now is a good time to shift to different options strategies. I’ve written about my ladder covered call strategy here…
Retirement Planning: Lower Taxes & Return on Capital
As I continue to optimize my investment portfolio for retirement as well looking at tax optimization, I came across this great video on ETFs that focus on return on capital and lowering tax liability. I like the video because it covers that tax advantages and some potential pitfalls of the strategy. I’ve written about return…
AI: Risk Mitigating Investment Portfolio During Tariff & Trade War
With the stock market showing signs of fatigue and fracturing, I had an interesting conversation with AI on how best to risk mitigate an investment portfolio during a tariff and trade war. There are specific recommendations below but don’t take what AI wrote as gospel and do your own due diligence. I asked for recommendations…
Tariff Warnings: Laptop Prices Going Up 10% In March
It looks like my strategy hoarding electronics was prudent and timely. According to TomsHardware, the price of laptops are expected to rise 10% in March due to the new administration’s tariff scheme. Acer Laptop prices in the U.S. are set to rise by 10% from March 2025, commented CEO Jason Chen in an interview with The…
More 7% Municipal Bonds!
I subscribe to Fidelity alerts for municipal bonds and this week I got what looks like a great one. This deal isn’t as good as the last one I signed up for at 7.25% tax equivalent yield but it’s not too bad at 7.16% tax equivalent yield. These municipal bonds are part of my new…