Well it’s happened again! The big news right now is many Bank of America customers across the country have had their bank accounts zeroed out. I have a family member that confirmed a balance of zero even though there should be thousands of dollars in the account. Here is a quote from USA Today on…
Amex Has Some Cool Features
I wrote about getting a new Amex card a while ago in this post which I got to shore up some points for a for my future travel plans. I’ve been using the card exclusively and met the spending goals easily but I am now rotating my cards for cash back. I have a system…
The Day Halloween Died
Saturday Night Live had a hilarious skit this past weekend about the ‘Spirit Halloween’ store that pops up across America for 6 weeks then disappears into the ether until the next holiday season. If you missed the skit it’s worth to watch for a few good laughs but it got me thinking about when Halloween…
Zepbound: My Health Journey – September Edition
This is going to be another short post. I seem to have plateaued. My doc wanted to boost me from 5mg to 7.5mg Zepbound dose but I wanted to stay on 5mg for another 3 month cycle. I now have two months of 5mg left in the fridge so I will burn through that then…
What Is Your Decumulation Retirement Strategy ?
If you’ve been reading this blog for some time you know the core theme has mostly been about earning money, growing & investing money, and tax strategies around money but I honestly never thought about decumulation until I had another deep dive conversation with AI about retiring. Decumulation Strategies Recommended By AI Decumulation strategies in…
Are Humans Currency For Gods?
Ever wonder what the meaning of life is? Today’s post is about personal finance for gods so if you’re not a god, you can skip this post. My wife and I started watching a Netflix show called Kaos with Jeff Goldblum. It’s a show about the old Greek gods and it’s funny and entertaining. As…
Deferring My Compensation In 2025
I have a hard decision to make soon and that’s how much of my salary I will defer into the future. A key problem that comes with a higher income levels is higher and higher taxes. My employer allows me to defer my compensation into the future (at least 5 years) which has a net…
Closed My SPY Puts For 73% Return
Back on September 5th, I wrote a post about how to deal with stock market skeptics. In that post, I had opened a position by selling cash secured puts on SPY at $320 (fair value) strike price. I sold the put for $148 and was going to let it ride till December 20 at which…
How I Save Money Using Open Source Software
A few of my hobbies include photography, videography and travel and as you can imagine those three activities can cost quite a bit of money. In the past, I spared no expense on my hobbies but as time wore on I realized I was spending too much money on software. The issue became worse when…
How To Find Your Financial Escape Velocity
“Doing the same thing over and over again and expecting different results is the definition of insanity.” That’s a quote that I’ve had to use several times over the last month with a few different people on a few different topics so now I’m writing a post about it. But first let’s talk about Escape…