I got into a discussion with someone this weekend over how to get rich. His point is that it’s super easy to get rich when you have a high income such as anything over $100k per year but I don’t believe that’s the case at all and I found two cases to prove my point….
Financial Regrets: Chicken & The Egg
My mother has chickens at her home. I asked her why she got the chickens and she said it was because eggs were too expensive at the grocery store. Of course, she only wants the organic farm free range well cultured chick eggs and since that variety cost is high she decided that she would…
Money Calendars
I have at least a dozen calendars that I manage and half of those are for managing money. I’m going to focus on the money calendars for this post so let’s get started. Bond Calendar The first money calendar is my bond calendar. There are several components to this calendar. First there is the US…
Games (& Investing) For Ages 20 & Up
Do you have young kids? If so, you’re probably aware that kids love to play games. My kids favorite when they were young was Monopoly (Ages 8 and up), Settlers of Katan (10 and up) and lately, Secret Hitler (17 and up). Games & Age Groups My kids didn’t start playing Monopoly right off the…
AI – Create Your Own Music With UDIO
This is a personal finance blog but every now and then I will go off on a tangent because AI is going to change the face of the world in ways people can’t even begin to imagine yet. On Sunday’s I like to watch YouTube videos on a variety of topics and I was browsing…
Buying 5 Year TIPS Bond This Week
The US Treasury will auction off 5 year TIPS bond this week on April 18th and I already put my order to in acquire some for my bond portfolio. The bond is expected to have a real yield above 2 percent and will be inflation protected so it’s a good time to buy especially since…
Skip The Latte? No! Buy Starbucks Stock
I recently wrote, “Endless PF Debates, Wrong Context” where I discuss some of the endless debates in the investment community about how to invest. I also wrote that I would write about other debates in a future date so that day is today. Spend Less Than You Earn vs Earn More Than You Spend Another…
The Gold Bugs, Like Cicadas, Are Out of Hibernation
In case you didn’t know, billions of cicadas are supposed to be out and about this year and coincidentally so too are gold bugs out touting now is a good time to buy gold! There are also reports that Costco keeps selling out of gold bars in minutes as soon as they go on sale….
Personal Finance and Data Security
I’ve been an AT&T customer for a while now and a few days ago I received a notice that my personal data was compromised. There is a news story here about it but this is why companies shouldn’t collect data that they don’t need but that’s a story for another day. As a precaution AT&T…
Spain Taxes Are Worse Than We Thought
In my post, What They Don’t Tell You About About Retiring Overseas, I wrote about how my wife and I are avid travelers. With one of our kids now seemingly living in Europe on a semi-permanent basis it makes a great deal of sense for us to consider buying a home somewhere in Europe to…