Does the title of this post have you confused? Well bear with me as I explain…. XPAY XPAY is a new ETF that does nothing more than give you your money back. If you invest $10,000 in XPAY, at the end of five years you’ll have gotten all your money back because it will give…
A Solemn Veterans & Remembrance Day
Take a moment to remember those who sacrificed everything for you today.
AI: Three Bucket Portfolio Allocations
I’ve been playing with AI again and this time I asked it about various financial retirement scenarios but this one feels worthy of sharing. Background: I asked ChatGPT to allocate the following buckets of money from various retirement accounts from whatever ETFs it thought was best. The table below represents how ChatGPT allocated the funds…
My Secret To Cheap Restaurant Eats
Fellow blogger Lazy Man And Money had a recent post asking Are Fast Food Restaurants Dead? posing the question because of the increased pricing of meals at fast food joints. The post reminded me of a similar post I had percolating in the back of my mind how I have great restaurant meals at low…
Order of Spend Operations: Taxable; Tax Free; Tax Deferred
Do you remember first learning the order of operations for a math problem such as 3 x (5 + 4) – 12 / 4 = ? The acceptable way to solve that problem is to add the parenthesis first then multiply by 3 so you get 27 then divide 12 by 4 to get 3…
Election Day
No post other than an image of what I expect today.
ETF Covered Calls On IWM – Probabilistic Determination
One of my favorite income generating strategies is to write covered calls on index funds. My favorite one to do this on is IWM. But what’s my approach & strategy? I generally like to write covered calls 45 to 75 days out so I decided to share my strategy here for anyone interested however this…
New ToolBox Page
It can be overwhelming trying to deal with everything in personal finance. The list below is something AI generated for me when I asked for a cradle to grave list of things related to personal finance. I don’t have a list of tools for all of those things but I do have one for the…
In 2029, Sports Will Eat Your Cheap Streaming Service
I recently wrote a post about streaming inflation over at Disney Plus this year but that’s peanuts to what will come in 2029. If you’re not aware, the NFL contracts with the big networks will become re-negotiable in 2029. So let’s go through a little history here. Back in the dinosaur age, we used to…