I don’t know why I hadn’t asked AI the age old question in personal finance around spending less than you earn or earning more than you spend. Here is the answer that AI spat out. Both spending less than you earn and earning more than you spend are essential strategies for building financial security, but…
CNBC’s “Official” NFL Team Valuations – Wrong!
Regular readers of this blog know that I like to dive into the numbers behind different things such as this recent post on Olympic gold medals, or this one on stock market exchanges or this one about U.S. state’s prosperity. All three of those posts have something in common, it’s the Pareto Distribution. When I…
Things To Leave Out of Estate Planning
As I continue my journey of estate planning which I wrote about here initially, I came across an informative and interesting video. The video highlights some things that should be left OUT of a Will such as guns, time shares, HSA accounts, and businesses. It’s a great video to watch to at least get into…
The Sleeping Monster That Can Destroy Real Estate
Real estate always goes up in value right? Well maybe so but will we reach a point of no return? The David Green Show on YouTube has an excellent video on something I’ve been talking about here, here, here, and here. The topic is insurance and it is beginning to hit critical mass that could…
Bank of America Glitch & Those Eggs!
Well it’s happened again! The big news right now is many Bank of America customers across the country have had their bank accounts zeroed out. I have a family member that confirmed a balance of zero even though there should be thousands of dollars in the account. Here is a quote from USA Today on…
Amex Has Some Cool Features
I wrote about getting a new Amex card a while ago in this post which I got to shore up some points for a for my future travel plans. I’ve been using the card exclusively and met the spending goals easily but I am now rotating my cards for cash back. I have a system…
The Day Halloween Died
Saturday Night Live had a hilarious skit this past weekend about the ‘Spirit Halloween’ store that pops up across America for 6 weeks then disappears into the ether until the next holiday season. If you missed the skit it’s worth to watch for a few good laughs but it got me thinking about when Halloween…
Zepbound: My Health Journey – September Edition
This is going to be another short post. I seem to have plateaued. My doc wanted to boost me from 5mg to 7.5mg Zepbound dose but I wanted to stay on 5mg for another 3 month cycle. I now have two months of 5mg left in the fridge so I will burn through that then…
What Is Your Decumulation Retirement Strategy ?
If you’ve been reading this blog for some time you know the core theme has mostly been about earning money, growing & investing money, and tax strategies around money but I honestly never thought about decumulation until I had another deep dive conversation with AI about retiring. Decumulation Strategies Recommended By AI Decumulation strategies in…
Are Humans Currency For Gods?
Ever wonder what the meaning of life is? Today’s post is about personal finance for gods so if you’re not a god, you can skip this post. My wife and I started watching a Netflix show called Kaos with Jeff Goldblum. It’s a show about the old Greek gods and it’s funny and entertaining. As…